The basis purpose of these banks is to inculcated the habit of savings in the people. The saving banks deposits are not repayable upon only the written orders of the depositor but the depositor or his agent has to appear personally at the saving banks to make withdrawal and for this purpose he must present a pass book,a certificate of deposit or some similar documents to prove his right to receive payment post office saving banks and saving account at National Saving Organization are well known Operational Saving Banks in Pakistan.
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